TERMS & CONDITIONS

1. USER OBLIGATION

Use of this site constitutes your acknowledgement and acceptance of these Terms and Conditions of Use, which take effect on the date on which you first use the site. By accessing, or using the materials from this site, you agree on your own behalf and on behalf of each entity and person on whose behalf you act to abide by the terms and conditions set out below. Fortress Management Services Limited reserves the right to change these Terms and Conditions of Use at any time by posting changes online and it is your responsibility to refer and to comply with these terms on accessing the site. Your continued use of this site after changes are posted constitutes your acceptance of these terms and conditions as modified.

If these Terms and Conditions of Use are not accepted in full, you do not have permission to access the contents of this site and therefore should cease using this site immediately.

If there is any conflict between the Terms and Conditions and rules and/or specific terms of use appearing on this site relating to specific material then the latter shall prevail.

2. TERMS OF USE

The use of this site and/or links to this site is only for lawful purposes, in a manner which does not infringe the rights of or restrictor inhibit the use and enjoyment of this site by any third party. Such restriction or inhibition includes, but is not limited to, conduct which is defamatory, or which may harass, cause distress or inconvenience to any person and the transmission of obscene or offensive content or interruption of the normal flow of dialogue within this site.

All information included on Fortress Management Services Limited’s website and/or links to this site is/or are intended for information purposes only and does not represent legal advice. Users are hereby placed under notice that they should take such appropriate steps to verify such information. No user should act or refrain from acting on the information contained in this web site without first verifying the information and as necessary obtaining legal and/or professional advice.

Fortress Management Services Limited makes no representation or warranties whatsoever as to the accuracy of the information contained within this website. In addition Fortress Management Services Limited does not warrant that the functions contained in the material on this website will be uninterrupted or error free, that defects will be corrected, or that this site or the servers that make it available are free of viruses or represent the full functionality, accuracy or reliability of the materials. In no event will Fortress Management Services Limited be liable for any loss or damage, or any loss or damage whatsoever arising from the use, or loss of use, of data, or profits arising out of or in connection with the use of Fortress Management Services Limited’s website.

3. DISCLAIMER / LIMITATION OF LIABILITY

The information and other materials included on this site may contain inaccuracies and typographical errors. Fortress Management Services Limited does not warrant the accuracy or completeness of the information and materials or the reliability of any statement or other information displayed or distributed through the site (including without limitation, the information provided through the use of any software). You acknowledge that any reliance on any such statement or other information shall be at your sole risk. Fortress Management Services Limited reserves the right to correct any errors or omissions in any part of the site and to make changes to the site and to the materials, products, programs, services or prices described in the site at anytime without notice.

Fortress Management Services Limited expressly disclaims all liability for any direct, indirect or consequential loss or damage occasioned from the use or inability to use this web site whether directly or indirectly resulting from inaccuracies, defects, errors, whether typographical or otherwise, omissions, out of date information or otherwise, even if such loss was reasonably foreseeable. Consequential and indirect loss and damage shall include but not be limited to loss of profit, loss of goodwill, and wasted expenditure.

Fortress Management Services Limited make all reasonable attempts to check and test material at all stages of production, and to exclude viruses from this website. It is always wise for you to run an up to date anti– virus programs on all the material downloaded from the Internet.

By accessing Fortress Management Services Limited’s website, you agree that material downloaded or otherwise accessed through the use of this web site is obtained entirely at your own risk and the you will be entirely responsible for any resulting damage or disruption to your data, software or computer systems and any resulting damage to software or computer systems or any resulting loss of data, even if such loss and damage was reasonably foreseeable and that Fortress Management Services Limited had been advised of the possibility of the same.

Fortress Management Services Limited does not accept any liability in connection with any third party web sites that can be accessed through this web site and does not endorse or approve the contents of any such site.

If any provision of these Terms of Conditions is found to be invalid by any court having competent jurisdiction, the invalidity of the remaining provisions which shall remain in full force and effect.

Fortress Management Services Limited’s omission to exercise any right under these Terms and Conditions shall not constitute a waiver of any such right unless expressly accepted by Fortress Management Services Limited in writing.

4. COPYRIGHT

Except where expressly stated to the contrary, copyright of the content of this website is owned by or licensed to Fortress Management Services Limited. Permanent copying and/or storage of the whole or part of this web site or the information contained therein or reproduction or incorporation of any part of it in any other work or publication whether paper or electronic media or any other form is expressly prohibited without the express permission of Fortress Management Services Limited.

5. GOVERNING LAW AND JURISDICTION

The Terms and Condition shall be governed by and construed in accordance with the laws of the Isle of Man and the user and Fortress Management Services Limited agree to submit any dispute arising out of the use of this web site to the exclusive jurisdiction of the Manx courts.

Fortress Management Services Limited (FMSL) is licensed by the Isle of Man Financial Services Authority (www.iomfsa.im).

FMSL is incorporated in the Isle of Man, Company Reg. No.70312C; VAT Reg. No. 001 2120 71

FMSL Registered Office: 2nd Floor, Exchange House, 54-62 Athol Street, Douglas, Isle of Man, IM1 1JD

FMSL Executive Directors: E.R. Bennett LL.B.(Hons), TEP and E.M. Hall BSc. (Hons), FCG.